With Christmas around the corner

Here is a really cool list of cool sites where ordinary people might make a difference in someone's life. We have been fans of Heifer International for sometime, but here are a few others.

A micro-loan is as little as a few hundred dollars invested into a one-person business with minimal qualifications. That tiny borrowed amount can launch a vegetable stand, repair shop, or bicycle taxi -- a living in other words. As each micro-loan is repaid (and most are), the effects of that small goodness are amplified and leveraged by being loaned out and invested again and again. Micro-loans are the world's only perpetual motion machines.